• Small Business Checking
• Commercial Analysis
  Checking
• Commercial Money Market
• Remote Express Deposit
• Opening Account Checklist

Small Business Checking

• $500.00 minimum to open
• $10.00 monthly maintenance fee. Other Miscellaneous fees will be charged at the published rate.
• $0.20 per check or debit item over 100 (Maintenance fee can be avoided by maintaining a $500 minimum daily balance and fewer than 101 debit items)
• Imaged checks

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Commercial Analysis Checking Account

• $500.00 minimum to open
• $10.00 monthly maintenance fee. Other miscellaneous fees will be charged at the published rate.
• Imaged checks
• Debit card available with approval
• Item fees
  • $0.05 per credit
  • $0.10 checks or debits paid
  • $0.05 per on-us item deposited
  • $0.10 other items deposited
  • $0.05 ACH Debits and Credits

Account features a monthly earnings credit applied to the average balance to reduce or eliminate fees. Account is assessed a fee for FDIC insurance reserves.

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Commercial Money Market Accounts

• $1,000.00 minimum to open
• $8.00 monthly maintenance fee (maintenance fee can be avoided by maintaining a $5,000 minimum daily balance). Other miscellaneous fees will be charged at the published rate.
• Withdrawals made in person at WestSide Bank or at an ATM are unlimited. You are limited by Federal law to six (6) debit transactions made by draft, debit card, pre-authorized transfers, or similar order. A fee of $2.00 will be assessed for each debit over six (6).
• Imaged checks
• Tiered Rates - compounded daily, paid monthly and calculated on collected balances.

Please go to the navigational button "Current Rates" for rate information about this product.

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Remote Express Deposit

This process allows small to medium-sized commercial customers to scan, submit, and deposit all their checks electronically. It reduces the time, effort, and overhead costs associated with business deposit preparation, validation, transportation, processing, and management for the bank’s commercial customers. These customers can compete more effectively in today’s aggressive marketplace, grow their trusted financial relationships, and increase profitability through the efficient use of technology. This process eliminates time spent making daily deposit trips to and from the bank. Please contact Karen Gates at 770-445-1855 ext. 321 for further information about this product.

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Opening Account Checklist

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each business that opens an account. When you open an account, we will verify your business registration with the Secretary of State where you are organized, physical address, taxpayer identification number, and other information that allows us to confirm the business identity. We may ask you to provide your current banking information, including a previous bank statement, Articles of Organization and business license(s). We will ask for personal information on business owners and/or authorized signers.  Please be assured that we recognize the importance of protecting your privacy and will safeguard the confidentiality of the information you provide to us.

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